Skip to content

Do you have any questions? Give us a call!

0 27 22 - 93 720
Contact Contact

INVESTMENT PROPERTIES 2024

Apartment building, rented condominium, or rented single-family home: Is investing in real estate still worthwhile today?

Garcia Immobilien

YOUR SPECIALIST FOR REAL ESTATE

We would be happy to advise you on your options for purchasing real estate, capital investments, and living in the Olpe district.

INVESTMENT PROPERTIES 2024

Apartment building, rented condominium, or rented single-family home: Is investing in real estate still worthwhile today?

Garcia Immobilien

YOUR SPECIALIST FOR REAL ESTATE

We would be happy to advise you on your options for purchasing real estate, capital investments, and living in the Olpe district.

Real estate offers a safer investment than the stock market.

Garcia & Co. Immobilien

Find property Your personal consultation

Interest rates are rising, less and less equity is available, and the purchase price expectations of the low-interest phase are still echoing in the minds of potential buyers—that is the summary of the real estate market situation in recent months. The desire for financial security is now preoccupying most investors even more: whether it is money inherited or hard-earned savings, they do not know whether they should invest it in fixed-term deposits, call money, stocks, or funds given the current market situation. The following still applies: if you want to invest for the long term and avoid the volatility of the stock market, investing in real estate may still be a good choice in 2024.

How to make a decision

A thorough analysis of the location, the property itself, and the financial aspects is crucial to making an informed decision:

Location:
 
Location is crucial for long-term value appreciation and stable rental income. Both the immediate surroundings and the region should be attractive in order to avoid vacancies. Factors such as proximity to shopping, medical care, public transportation, and the general environment should be taken into account. The macro location concerns economic prospects, population development, and vacancy rates. Locations with strong economic growth often offer better opportunities for value appreciation and quick re-letting.

Condition of the property:

The property itself should also be carefully examined. Investing in a property as a capital investment makes sense if it can be rented out at attractive rental terms over the long term at a reasonable purchase price. The condition plays a decisive role here: even in the best location, you cannot justify a high rental price if the property is in need of renovation or has other defects. Consulting an expert provides security when buying and helps you estimate any additional costs you may incur.

Return, risk, and (once again) location:

When calculating the return, operating costs such as administration and renovation costs should be deducted from the annual rental income and this figure divided by the purchase price plus ancillary costs. As the rental income is lower after costs have been deducted, the return may be less than 4 to 5% in some circumstances.

The expected return should correspond to personal expectations and the risk should be appropriate. The dilemma with location is that a prime location often comes with higher purchase prices. The decision between a top location and a higher return in up-and-coming areas depends on your personal risk tolerance.

Equity capital & reserves

Financing an investment property requires careful planning, taking into account equity and potential risks. A solid financial foundation and an adequate buffer for unforeseen expenses are crucial for long-term success. We recommend up to
20% equity (but no more than 20% due to interest taxation) and a further 20% for reserves to cover any renovation or modernization costs. If a second property is available as collateral and you have a very high, secure income, financing without equity is possible in some cases.

Real estate as a capital investment: advantages and disadvantages of investing in real estate

In general, real estate is an attractive investment if the return is higher than other forms of investment. Although the return on real estate often cannot compete with that of stocks, it usually offers a safer investment compared to the stock market.

The potential advantages, such as tax benefits, inflation protection, and portfolio diversification, must be weighed against landlord obligations, ongoing maintenance costs, and cluster risk, and should be carefully considered. In detail:

Benefits

  1. Tax advantages: Investment properties offer tax advantages, as costs such as maintenance expenses can be claimed as tax deductions. In addition, depreciation of two percent per year on the acquisition and renovation costs provides tax relief. If the investment property is sold after at least ten years, the increase in value remains tax-free.

  2. Inflation protection: Real estate is generally inflation-proof, as purchase prices and rents change in line with inflation. Index-linked rental agreements allow rents to be automatically adjusted to the cost of living, providing natural protection against inflation.

  3. Sensible diversification of the portfolio: Real estate as a capital investment is a stable addition to a diversified asset portfolio. Since living space is always in demand, real estate can be a safe investment opportunity in the long term.

  4. Stable value: With the right amenities and location, real estate offers good prospects for stable value or even appreciation over time. This makes it an attractive long-term investment opportunity.

Disadvantages

  1. Landlord role: Renting out a property can be time-consuming, especially if there are frequent tenant changes or tenants fall behind on their rent. Selecting suitable tenants also requires time and attention.

  2. Maintenance costs: As a landlord, you are responsible for the regular management and maintenance of the property, including setting aside appropriate reserves for repairs and renovations.

  3. So-called "cluster risk": Depending on the amount of your assets, a large sum may be tied up in a single real estate investment, which can affect risk diversification. However, if your assets are sufficiently diversified, this risk can be reduced or eliminated.

Brokerage experience meets financial expertise

Our services cover a wide range of real estate aspects, including professional marketing of investment properties, advice on legal matters, and management of rental properties. We place great importance on ensuring that you feel well supported at every stage of the real estate process and are able to make informed decisions.

Contact Form

Contact details

*Required fields

Our specialists will be happy to advise you on this topic

Professional portrait of a female Garcia employee with blonde hair wearing a suit.

Mary Sondermann

Real estate agent trainee

0 27 22 - 93 720
Professional portrait of a Garcia employee.

Diana Mallet

Real estate agent trainee

0 27 22 - 93 720
Professional portrait of a Garcia employee.

Lisa Hille

Head of Office Management

0 27 22 - 93 720
Professional portrait of a Garcia employee.

Riccardo Giamporcaro

Real estate consultant for residential properties

0 27 22 - 93 720
Professional portrait of a Garcia employee.

Pedro Garcia

Managing Director - Real Estate Consultant for Commercial Properties & Investments

0 27 22 - 93 720
Professional portrait of a Garcia employee.

Peter G. Beuth

Real estate consultant for property owners Real estate valuations – DEKRA-certified expert in real estate valuation D1

0 27 22 - 93 720
Sustainability in the real estate sector: support programs and benefits for owners

Sustainability is no longer just a buzzword, but plays a central role in the real estate sector. Owners who focus on energy-efficient construction, resource-saving modernization, or sustainable management of their properties today benefit in several ways: through government subsidy programs, long-term cost savings, and a significant increase in the value of their property. In the Olpe district and neighboring regions in particular, the requirements for sustainable standards are rising—and with them the demand for modern, future-proof properties. Whether KfW promotional loans for energy-efficient renovation, subsidies for photovoltaic systems, or special incentives from the federal states: it is worthwhile for owners to invest specifically in sustainable measures. In addition to reducing ongoing operating costs, such investments significantly increase the attractiveness of properties for buyers and tenants. Better rentability, higher return prospects, and a greater sense of security with regard to upcoming legal regulations are convincing arguments for more sustainability in real estate portfolios. Those who look into funding opportunities and sustainable concepts early on create real added value for themselves and future generations.

Home trends for 2025: Which features are particularly sought after in Attendorn?

What will make living in Attendorn particularly attractive in 2025? At a time when demands on owner-occupied homes and rental apartments are constantly rising, innovative features are becoming the focus of buyers and tenants alike. The local real estate market clearly shows that quality, energy efficiency, and technical sophistication have long been among the most important criteria when choosing a place to live. Not only are sustainable energy concepts such as heat pumps, photovoltaic systems, and modern insulation in demand, but also smart home technology, flexible room solutions, and high-quality bathrooms. In Attendorn in particular, trends are emerging that offer long-lasting living comfort and flexibility in everyday life. Living spaces that create a feeling of freedom with well-thought-out lighting concepts, floor-to-ceiling windows, and spacious balconies are just as popular as practical features such as charging stations for electric vehicles, accessibility, and individual design options. such as charging facilities for electric vehicles, accessibility, and individual design options. This combination of forward-looking and practical features makes real estate in Attendorn particularly attractive not only for owner-occupiers but also for investors. For owners who want to sell or rent out their properties, these developments offer valuable guidance on how to optimally tailor their properties to the needs of the market in 2025.

Barrier-free living: demand and implementation options in Olpe and the surrounding area

Barrier-free living is no longer a niche topic—demand is growing rapidly in Olpe and the surrounding region. More and more property owners and house hunters are recognizing the value of living space that is free of structural barriers and offers comfort for all generations. The focus is not only on seniors and people with physical limitations, but also on families who value flexible and future-proof living concepts. The growing demand for barrier-free real estate ensures that such properties are specifically sought after and carefully planned. Modern barrier-free apartments impress with wide passageways, level access, threshold-free bathrooms, and intelligent details that make everyday life noticeably easier. In Olpe, more and more builders, investors, and owners are focusing on high-quality fittings and innovative concepts in order to remain attractive in the long term and increase the value of their properties. Those who opt for barrier-free design early on not only secure a larger pool of interested buyers, but also invest in comfort and quality of life for the future. Especially in view of demographic change and new lifestyles, this is a decisive competitive advantage in the region's real estate market.

Real estate investment in 2025: opportunities and risks at a glance

The real estate market in 2025 offers both experienced investors and newcomers fascinating opportunities to diversify their investment strategies and enjoy sustainable returns. However, as in any area of investment, there are challenges that need to be overcome. In view of current economic developments and inflation, it is important to select the right properties with a clear focus and sound analysis. One key to success lies in close market observation and the identification of up-and-coming regions. Experts emphasize that interesting return opportunities exist particularly in urban areas with growing populations and increasing demand for residential and commercial space. However, potential risks, such as changing interest rate environments and regulatory uncertainties, should always be taken into account. Forward-looking planning and strategic alignment are therefore essential in order to fully exploit the advantages while avoiding potential pitfalls.

The role of the real estate agent in the modern real estate market: A guide

Real estate agents play a key role in the modern real estate market, combining expertise with interpersonal communication skills. When you decide to buy or sell a home, the support of an experienced agent can make the difference between a successful and a discouraging process. Not only do they know the market and help you find the right price, they also offer emotional support and legal security. A good real estate agent not only has extensive knowledge of local market trends, but also has a wide network of contacts ranging from tradespeople to financial advisors. Garcia & Co Immobilien GmbH places particular emphasis on strategic advice and individual support to ensure that every real estate transaction is a tailor-made success. Trust, transparency, and commitment make all the difference. Make your next real estate purchase or sale stress-free, efficient, and profitable by relying on the expertise of a professional real estate agent.

Current trends in the real estate market in 2025: What buyers and sellers should know

The real estate market in 2025 is facing dynamic changes that will have a significant impact on both buyers and sellers. One key trend is the increased use of digitalization in real estate, from virtual viewings to data-based price analyses. These technologies enable potential buyers to make informed decisions and offer sellers forward-looking marketing strategies. Demand for environmentally friendly and energy-efficient properties is also growing rapidly. Modern buyers value low emissions and sustainable construction, which has a significant impact on property values. Another trend is the urbanization of smaller cities, as more and more people are moving from large cities to smaller communities to benefit from a higher quality of life and lower prices. This development opens up opportunities for sellers who invest early in up-and-coming regions. At the same time, this means that buyers should consider more options outside the traditional "hotspots" in major cities. In summary, knowledge of these trends and their implications for the buying and selling process can have a decisive impact. It is now more important than ever for buyers and sellers to closely monitor the market and position themselves accordingly.

Our service for you

Show all services
360° property by Garcia – Logo.
Virtual tour

360° real estate cinema

View properties around the clock from home or on the go – as if you were there in person.

Learn more Learn more
Icon: Silence – finger to mouth.
Top Secret

PSSST! ... confidential, quiet, and discreet

We select the five most suitable buyers from our pool of prospective buyers.

Sell discreetly Sell discreetly
Icon of a calculator.
Valuation

Do you know the value of your property?

Find out now for free and with no obligation.

For determining value For determining value
Icon of two people.
Buyer finder

Our magnet for success

Maximum demand for the best possible price.

To the buyer finder To the buyer finder
Icon of a house with two keys.
Rent

Achieve more when renting out

Verified prospects, maximum demand. That's what matters.

Rent now Rent now
5-star icon.
Search/Offer

The real estate swap

We will find your match!

Find a swap partner now Find a swap partner now
Icon for mandate and cooperation with handshake
Our marketing process

Step 2 – The mandate

You decide how we can help you with your work.

Find out more now Find out more now
Icon for document management.
Our marketing process

Step 3 – Document management

From expert opinions to contracts: your documents are in safe hands.

Find out more now Find out more now
Icon for interest management
Our marketing process

Step 4 – Prospect management

Who is a good fit for me or my property?

Find out more now Find out more now
Icon for final document with pen
Our marketing process

Step 5 – Completion & After-Sales

From mandate to successful completion – and beyond!

Find out more now Find out more now
Icon for needs analysis
Our marketing process

Step 1 – Performance promise according to requirements

We take the time to work with you to determine your priorities.

Find out more now Find out more now
5-star icon.
Performance guarantee

5 steps to selling your property

This is how we proceed to sell your property securely.

Sell now Sell now
5-star icon.
Our service

Property tax reform 2025

How we can support you in implementing the 2025 property tax reform

Find out more now Find out more now
Icon: Silence – finger to mouth.
Become an INSIDER

Be the first to hear about new properties

As a garciaINSIDER, you will receive exclusive real estate offers and information about buying and selling properties.

Become an INSIDER for free Become an INSIDER for free

This website uses cookies

We use cookies to personalize content and ads, to provide social media features, and to analyze our traffic. We also share information about your use of our website with our social media, advertising, and analytics partners. Our partners may combine this information with other data that you have provided to them or that they have collected from your use of their services.

Some cookies are technically necessary, while others require your explicit consent. For some cookies with consent, isolated personal data (essentially the IP address of your device) is transferred to the US, where we cannot guarantee a level of data protection equivalent to that in the EU.

To continue, you must select your cookie preferences. By selecting our default settings, you only activate the cookies required by the system, but not the additional convenience features. You must actively select these or activate them collectively via "Accept all."

Under Settings, you can enable and disable specific options.

Further information on data protection and cookies can be found in our privacy policy and legal notice .

Settings

  • The site uses cookies to store session information. These are not read by external servers.

    All our images and files are stored in our content management system Ynfinite. They are provided from there. Ynfinite receives your IP address through the provision of the images, but this is only used for the purpose of providing the images within the framework of an http request. The data is not stored long-term.

    Further information on data protection and cookies can be found in our privacy policy and legal notice.

  • through the integration of Google Maps, map data and navigation data are made available to you as a user on our website. Several cookies are set by Google, which are relevant for Google Maps, for the Google Fonts used therein, and for other services necessary for Google Maps. Your IP address is transferred to the USA.

  • the YouTube plugin is used to load YouTube videos embedded on our website. The plugin allows videos to be embedded in the website. This involves the use of several cookies that are relevant to YouTube. Your IP address will be transferred to the USA.

    we use Google Ads to place advertisements on external websites. The data obtained enables us to tailor the advertising on our website more specifically to our customer base and to measure the effectiveness of our advertising measures. Several cookies are set by Google that are relevant to Google Ads. Your IP address is transferred to the USA.

  • We use 360° panoramic tours from Ogulo GmbH on our website. This involves the use of cookies and services—including those of third parties—that are relevant for the provision of this service by Ogulo GmbH.

  • We use real estate value analyses from ZwoVadis GmbH on our website, which set cookies that are relevant for ZwoVadis GmbH.

  • the onOffice plugin embeds several services required for the functioning of the "buyer finder" on our website. This involves the use of several cookies, including those from other providers (Sentry, Unpkg), which are relevant for the onOffice plugin. Some of these sub-services transfer your IP address outside the EU.

  • With Matomo, we collect information about the pages and services you use, which enables us to provide you with content that is better tailored to your personal preferences. Personal data is immediately anonymized and not stored; the data is summarized anonymously and does not allow any conclusions to be drawn about your identity.